Create budget and savings layouts using this stencil. In addition to its 9 budget elements, the outer perimeter of the stencil itself is perfectly shaped and sized to make budgeting spreads. 

Record your income, subtract your recurring expenses, subtract what you'd like to save towards a goal, and discover how much extra you actually have each month to spend. Put a monthly savings plan together, track your spending to ensure you don't exceed your budget.

Made of flexible, durable, plastic, this stencil is designed to fita 5mm dot or square journal grid.